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Forum VIII will take place February 11-13, 2026, in sunny Tampa Florida. We will be meeting and staying at the wonderful Epicurean Hotel, Autograph Collection. We will be talking about the future of the GSE's as well as the M&A environment with Andrew Bon Salle, and will get an update on the exciting new surge by MISMO under the new leadership of Brian Vieaux, CMB. We will also have a special welcome by Bill Cosgrove, CMB, who is branching out into professional sports with his new position as Co-Chair of the Tampa Bay Rays. The real reason we are going to Tampa, though, is the amazing Thursday Dinner we will have together at the world-famous Bern's Steakhouse, which is right across the street from our hotel.
Nestled in the vibrant Hyde Park district of Tampa, the Epicurean Hotel is a boutique haven designed for those who savor life’s finer things. Inspired by the art of good taste, it blends sophisticated comfort with culinary flair, from the rooftop bar overlooking the city to its award-winning spa and creative meeting spaces. Just steps from the legendary Bern’s Steak House, the Epicurean perfectly captures the spirit of Forum VIII: a gathering where great minds, great meals, and great conversations come together in style.

Chairman
The Bon Salle Group
Andrew is a Board member of Mr. Cooper and brings more than 30 years of experience in capital markets, risk management, securitization and mortgage policy leadership within the home lending sector. Most recently, he served as Chairman of the Board of Directors of Home Point Capital Inc. Prior to that, he was Executive Vice President of the Single-Family Mortgage business at Fannie Mae where he oversaw capital market functions, managed customer engagement for more than 2,000 clients and partners, directed the performance of a $3.5 trillion credit portfolio and led the digital products group.

President
MISMO
Brian leads MISMO, the mortgage industry’s standards organization, with a mission to make the entire housing finance ecosystem more efficient, transparent, and connected.
Across his career in mortgage banking and fintech, he's seen that real progress happens through collaboration. MISMO's focus is on uniting the industry around standards that build confidence, reduce cost, and foster innovation, from AI governance and data security to digital closing and servicing transfers.

CEO
Unionn Home Mortgage
Co-Chair
Tampa Bay Rays
Bill Cosgrove is the chief executive officer of Union Home Mortgage. A recognized thought leader, Mr. Cosgrove has more than 35 years of mortgage banking experience and is the first and only mortgage banker in Ohio to lead the Ohio MBA as president in 2007 and the national MBA as chairman in 2015. He is also the founder of the MBA Independent Mortgage Banking Conference.
His next challenge is as the Co-Chair of the Tampa Bay Rays.

Retired Partner
Black, Mann & Graham, LLP
Thomas E. Black, Jr. was the managing partner of Black, Mann & Graham, LLP, a firm he founded in 1997. The firm has offices in Dallas, Flower Mound, and Houston, Texas with over 150 employees. Tom previously practiced in the area of residential real estate law and represented clients that include many of the nation’s largest banks and mortgage companies.

President and COO
TeraVerde
Maylin oversees client delivery, growth and operational excellence at TeraVerde. With more than 25 years of experience in capital markets, mortgage securitization and data strategy, she leads the development of Coheus Enterprise Solutions and profitability analytics for lenders.

Creator/Host
The Loan Officer Podcast
Dustin Owen is the the Creator and Host of "The Loan Officer Podcast" (aka TLOP) as well as the Founder & CEO of TLOP's Originator Coaching. The Loan Officer Podcast, with over 1,000,000 downloads per year, is the most popular podcast in the mortgage industry.
Most recently, Dustin was the SVP of Growth & Divisional Sales Leader with Lower Mortgage.
7:00 PM - 9:00 PM
Opening Reception for Members, Spouses and Guests
Welcome to Tampa by Bill Cosgrove, CMB
8:30AM - 9:00 AM
Breakfast for Member s and Guests
9:00 AM - 11:00 AM
Rostrum I
The Future of the GSE's and
Current M&A Activity in Mortgage Banking
Andrew Bon Salle
Chairman, The Bon Salle Group
11:00 AM- Noon
Rostrum II
A Most Amazing Career
Stories and insights from Tom Black
Noon - 1:00 PM
Lunch
1:00 PM - 3:00 PM
Rostrum III
MISMO and the
Current and Future State of Mortgage Technology
Facilitator: Jim Deitch, CMB
Brian Vieaux, CMB, President of MISMO
Maylin Casanueva, President - TeraVerde Management Advisors
3:00 PM - 4:00 PM
Rostrum IV
1 Million Downloads
Why MLO’s are starving for information and guidance
Dustin Owen, CMB – Creator and Host of The Loan Officer Podcast
6:30 PM-9:30 PM
Thursday Happy Hour and Dinner
The World Famous
Bern's Steakhouse Experience
8:30 AM – 9:00 AM
Breakfast
9:00 AM - 10:00 AM
Rostrum V
Society and MBA Update
Deb Jones, CMB
Tammie Gravlee, CMB
10:00 AM - 12:00 PM
Rostrum VI
Creating an Impact - The Future of Forum
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