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REGISTER AND PAY BELOW
Located in the heart of downtown Annapolis, The Westin offers a harmonious blend of modern comfort and historic charm. Just a short stroll from the U.S. Naval Academy, Chesapeake Bay waterfront, and vibrant local shops and restaurants, The Westin provides an ideal setting for both relaxation and exploration.
Forum VII will take place September 3-5, 2025 in the historic waterfront city of Annapolis, MD. We will be at the Westin Annapolis, right next to the walkable downtown area. Presenters include Mark Calabria , Andrew BonSalle, Dr. Lawrence Yun from NAR, David Sober, as well as Devin Norales and Julie May with FICO.
Associate Director for Treasury, Housing, Commerce - White House Office of Management and Budget
Mark served as Director of FHFA from 2019 to 2021 and is known for his work on housing finance reform and economic policy leadership. Formerly, Mr. Calabria was the Chief Economist for VP Mike Pence. (Committed – Will Confirm in July)
Principal, The BonSalle Group
Andrew Bon Salle is a veteran mortgage executive with decades of leadership at Fannie Mae, most recently as its EVP of Single-Family Business and now serves on several corporate boards, including Mr. Cooper Group.
Chief Economist, National Association of REALTORS®
Dr. Lawrence Yun is the Chief Economist and Senior Vice President of Research at NAR. He regularly provides commentary on real estate market trends and oversees a wide range of economic research activities.
VP & GM, B2B Scores, FICO
Julie May oversees FICO's B2B Scores division, leading global initiatives to innovate and expand credit scoring solutions for lenders and consumers.
Director, Mortgage and Capital Markets, FICO
Devin Norales leads FICO’s mortgage and capital markets strategies, advancing data-driven credit and risk solutions across the lending ecosystem.
SVP, Enterprise Business Development, Voxtur
David Sober is a seasoned mortgage executive driving growth and modernization in property valuation and real estate technology at Voxtur.
7:00 PM - 9:00 PM
Opening Reception for Members, Spouses and Guests
8:00AM - 8:30 AM
Breakfast for Member s and Guests
8:30 AM - 10:30 AM
Rostrum I
FICO, the Future of Credit Scoring and AUS
Julie May
Vice President and General Manager, B2B Scores at FICO
Devin Norales
Director - Mortgage and Capital Markets at FICO
10:30 - 11:30 AM
Rostrum II
The Great Debate II
Frase & Lee with special guest debaters
11:30 AM - 12:30 PM
Lunch
Special Guest: Dr. Lawrence Yun
Chief Economist
National Association of Realtors
12:30 PM - I:30 PM
Rostrum III
Title & Attorney Opinion Letters
David Sober
SVP, Enterprise Business Development at Voxtur
1:30 PM - 4:00 PM
Rostrum IV
The Lending Landscape & the Future of the GSE's
Andrew Bon Salle
Board Member, Mr. Cooper
Former EVP, Single Family Business, Fannie Mae
6:00 PM-9:00 PM
Thursday Happy Hour and Dinner
Details TBA
8:30 AM – 9:00 AM
Breakfast
9:00 AM - 10:00 AM
Rostrum V
Society and MBA Update
Leadership Ladder and Forum members
Bob Niemi, CMB
Deb Jones, CMB
Tammie Gravlee, CMB
10:00 AM - 12:00 PM
Rostrum VI
Washington Update
Mark Calabria (Invited: Will confirm in July)
Associate Director for Treasury, Housing, Commerce
White House Office of Management and Budget
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